Privacy Policy
Effective Date: 23-04-2025
At Vish Loans (“we”, “us”, “our”), your privacy is extremely important to us. This Privacy Policy explains how we collect, use, protect, and disclose your information when you visit or use our website vishloans.com (“Website”).
By using our services, you agree to the collection and use of information in accordance with this Policy.
1. Information We Collect
We may collect the following types of information:
a) Personal Information
- Full name
- Contact details (phone number, email address)
- Address
- Date of birth
- PAN card number, Aadhaar number
- Employment details
- Financial information (income details, bank account information)
b) Non-Personal Information
- Browser type and version
- IP address
- Device information
- Website usage data (pages visited, time spent, etc.)
2. How We Use Your Information
We use your information to:
- Process and facilitate your loan application,
- Communicate with you regarding your application status,
- Match you with suitable lenders and loan products,
- Improve our Website and services,
- Comply with legal and regulatory obligations,
- Send you relevant offers, promotions, or updates (you can opt out anytime).
3. Sharing Your Information
We may share your information:
- With our trusted lending partners (banks, NBFCs, financial institutions) to process your loan application,
- With service providers who perform services on our behalf (such as customer support, data analysis),
- When required by law, regulation, or legal process,
- To protect our rights, privacy, safety, or property.
We do not sell or rent your personal information to third parties for their marketing purposes.
4. Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.
However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.
5. Your Rights
You have the right to:
- Access the personal information we hold about you,
- Request correction or updating of your data,
- Request deletion of your data (subject to legal obligations),
- Withdraw consent for marketing communications at any time.
To exercise your rights, please contact us at info@vishloans.com.
6. Cookies and Tracking Technologies
We may use cookies and similar technologies to enhance your experience on our Website, understand usage patterns, and deliver personalized content.
You can control or disable cookies through your browser settings, but doing so may affect some functionalities of the Website.
7. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.
Please review their privacy policies before providing any personal information.
8. Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements.
We will notify you of significant changes by posting the updated Policy on this page with a new “Effective Date”.
Your continued use of the Website after changes means you accept the revised Privacy Policy.
9. Contact Us
If you have any questions, concerns, or complaints regarding this Privacy Policy or our practices, please contact:
Vish Loans
Website: vishloans.com
Email: info@vishloans.com
Phone: 8885004795