Terms & Conditions
Effective Date: 23-04-2025
Welcome to Vish Loans (“Website”, “we”, “us”, “our”). These Terms & Conditions (“Terms”) govern your access to and use of our website vishloans.com and the services we offer.
By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not access or use our website.
1. Eligibility
By using our website, you confirm that you are:
- At least 18 years of age,
- A resident of India,
- Legally capable of entering into binding contracts under Indian law.
2. Services
Vish Loans provides loan-related information, eligibility checks, application services, and customer support. We may also partner with banks, NBFCs, and financial institutions to assist you with loan products.
Note: Loan approvals, terms, and conditions are determined by our partner institutions and are subject to their internal policies.
3. User Responsibilities
When using our website, you agree to:
- Provide accurate, current, and complete information.
- Maintain the confidentiality of any account details (if applicable).
- Use the website only for lawful purposes.
- Not engage in any fraudulent, abusive, or illegal activity.
4. Privacy Policy
Our collection, use, and disclosure of your personal information are governed by our Privacy Policy, which forms an integral part of these Terms. Please review it carefully.
5. No Guarantee of Loan Approval
Vish Loans does not guarantee loan approval, disbursement, or favorable loan terms. Final loan approval and terms depend solely on our lending partners’ discretion.
6. Intellectual Property
All content, logos, trademarks, designs, and other materials on vishloans.com are owned or licensed by Vish Loans.
You may not reproduce, distribute, modify, or create derivative works without our written consent.
7. Third-Party Links
Our website may contain links to third-party websites or services. Vish Loans is not responsible for the content, terms, or practices of any third-party websites.
8. Limitation of Liability
To the maximum extent permitted by law, Vish Loans, its affiliates, and employees shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the website or services.
9. Amendments
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the updated Terms.
10. Termination
We may suspend or terminate your access to our services at our discretion, without notice, if we believe you have violated these Terms.
11. Governing Law and Jurisdiction
These Terms are governed by the laws of India.
Any disputes arising shall be subject to the exclusive jurisdiction of the courts in [City, State].
12. Contact Us
If you have any questions about these Terms & Conditions, please contact us:
Vish Loans
Website: vishloans.com
Email: info@vishloans.com
Phone: 8885004795